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About GM Financial
GM Financial is a wholly-owned subsidiary of General Motors Company ("GM") and is headquartered in Fort Worth, Texas.
Corporate Governance
GM Financial's success is largely dependent on building strong, lasting relationships with our dealers and the consumer customers that we serve. This is why we are committed to providing best-in-class customer service, while promoting open, honest communication at all levels.
Our executive team and all employees must adhere to GM Financial's Code of Business Conduct and Ethics. Our Code outlines the principles by which all team members conduct business with customers, vendors and each other. These principles apply to all GM Financial team members and affiliates and although it does not cover every issue that may arise, the Code provides guidelines for all employees in regard to their business conduct.
For a deeper understanding of expectations and guidelines set forth for the entire GM Financial team, please review GM Financial's Code of Business Conduct and Ethics policies below.
Our Business & Our History
GM Financial is dedicated to putting customers behind the wheel of their next vehicle and driving the success
of auto dealerships across the U.S. and Canada. Through auto dealers across the U.S. and Canada, we offer competitive programs – from prime to subprime, retail to lease – to meet the unique needs of each customer.
GM Financial was founded as AmeriCredit in September 1992 and opened its first branch office in Fort Worth, TX. On Oct. 1, 2010, AmeriCredit Corp. was acquired by General Motors Company and renamed General Motors Financial Company, Inc. (GM Financial). Today, GM Financial operates with 17 credit centers in the United States and Canada. Our sales representatives work with more than 13,000 producing automobile dealers to bring financing options to consumers. GM Financial's four geographically dispersed customer service centers and online account management portal provide around-the-clock service to more than 831,000 customers.
Financials
For the three months ended March 31, 2013, GM Financial reported:
- Net income of $106 million
- Loan and lease originations of $2.0 billion
- Consumer loan portfolio of $11.2 billion
- Shareholders' equity of $4.5 billion
- Liquidity of $3.3 billion, consisting of $2.9 billion in unrestricted cash, $108 million of available borrowing capacity on unpledged eligible receivables and $300 million on a line of credit from GM
For more detailed financial information, visit our Resources For Investors.